Were you busy during the pandemic fixing up or remodeling your home? When making changes to your home, you may need to call your insurance agent on some of those home improvement projects!
Examples of Home Improvement projects that can affect your home insurance
- Replacing your roof
- A new deck
- Adding on to your home
- Finishing a basement
- Updating your kitchen or bathroom
- Updating or replacing utilities such as heating, air conditioning or electrical systems
- Adding a swimming pool, hot tub or trampoline
Some changes affect what it costs to rebuild your home and your insurance values may need to be updated. Other updates (like a new roof) can even provide discounts on your policy!
Keeping your agent updated on all your recent changes to your home, can make sure that your insurance is up-to-date and avoid a headache if something were to happen in the future and you aren’t covered for the new changes.
If you are unsure if a home improvement project affects your insurance, don’t hesitate to call us. We are here to help and make sure that you and your home have the best coverage possible, so you don’t run into any surprises.
References:
7 Renovations that can impact your home insurance by Bankrate
