Meet Judy

In Judy's words...

I began my career at Town & Country Insurance back in 2011 as a licensed agent. Since then, I have completed the training to achieve my C.I.S.R. designation. With a background in accounting, I understand the importance of value when helping my clients choose a protection plan that works for them. And as a mother of teens, I can identify with the challenges parents of teen-drivers face.

With two of my kids still in school I spend the majority of my time attending school functions, games & supporting their teams.

What docustomers have to say?

Barb & Chris Reed – January 2025

We have counted on you folks for all of our insurance needs for, I’d guess, 20+ years! You have served us very well always, especially helpful as Jeni Olander has guided us through the change to Medicare. Since then has helped us maintain the proper coverage, in the most cost effective way! You are awesome! […]

Kathryn Flom – December 2024

Judy Hartl helped me get car coverage for half of what I was paying before!  I am so grateful! **Customer Since 2013**

Ashton Prachar March 2024

***Customer since 2020***

Jay Sheehan December 2023

The staff at Town and Country is very helpful. They have been taking care of our auto home and health needs since 2020. I couldn’t ask for a better group of people

MN Wage Theft Law Update 2019

NEW MN Employer Law Changes Eff. 7.1.19

July 2, 2019

Minnesota’s New Wage Theft Law This new law amends existing MN state labor laws, and provides for new wage & hour requirements, protections & sanctions. While there has been little publicity surrounding the change, MN Employers are required to be in compliance effective July 1, 2019. Below is a summary of the changes outlined on […]

Reduce Your Auto Insurance Rates

June 21, 2019

What Makes Rates So High? You’ve heard the stories… insurance costs more for males than females; you pay higher rates the younger you are; single people pay more than married couples… And the majority of this is true! This guide will help you understand what factors are considered, and provide tips you can use to reduce your […]

Insurance After HS – A Short Guide To Protecting Your Stuff

May 22, 2019

Insurance after high school… You did it. You graduated. Now life begins! Along with these new beginnings come new responsibilities – college, trade school, full-time jobs, renting, owning homes & cars, medical bills, etc. So what do you REALLY need to worry about right now? Let’s figure it out! Could any of these scenarios apply […]