We are again approaching that time of year when many of you will be headed to warmer climates for the winter. It is important to remind you to take the necessary measures to properly winterize your dwelling while they are away. Such things could include: Prevent the home from appearing unoccupied Forward mail, stop newspaper […]
As the snow is starting to fall, many landscaping or construction companies are evolving into a snow plowing business during their off-season. While this is a good opportunity to supplement your business during the winter months, knowing the potential risks that your business can face and how to prevent them can help for future losses. […]
By April Alberg & Emmalee Sundet Getting ready for winter is no joke, us Minnesotans know that once October hits, snow is just around the corner and could hit any day. So, taking care of those pesky details to get ready for the long and cold winter ahead of us is important. One of those […]
By Christy Sundet As the seasons turn cold, we start to put our summer “toys” away and start getting ready for the Minnesota winter. As you’re moving your lawn mower to the back, making room for your snow blower, don’t forget to get your woodstove and chimney ready for winter. If you burn wood, your […]
In our last article – Frozen Pipes – Part I – we covered how to prevent your pipes from freezing. In this article – Frozen Pipes – Part II – we talk about what to do if your pipes DO freeze and you have water damage or pipe damage. Because at this point, you just […]
Wintertime in Minnesota is generally enjoyable, but when it gets THIS cold, we need to consider potential damages. In this article – Frozen Pipes – Part I – we’ll cover how to prevent your pipes from freezing, and the accompanying water damage. Pipes already frozen? Read our next article here! Know What Pipes Are At […]
How Efficiently (or Inefficiently) Do You Use Your Heat? Many homeowners in Minnesota see high energy costs in winter, or maybe you’re using more propane to heat or more wood in your boiler and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, […]
The smell of candles and the twinkle of candlelight seem to enhance the beauty and excitement of the holidays! Candles are a staple during power outages, and bring a softness and coziness to any living room. But, with open flames indoors, it’s essential that we practice candle safety. Our friends at RAM Mutual shared candle […]
Fish houses, ice houses, wheel houses…. they can range in price from $300 to $30,000. Everyone’s is different – and fish house coverage needs can vary! I know several die-hard fishermen that live and work in Northern Minnesota. We insure many of you. (Thank you!) Each year, we get several calls both notifying us about […]
Winter: When everyone around you forgets how to drive. Year after year, it happens. Of course, we’re not talking about you, but the majority of other people seem to “forget” how to drive in the winter! We haven’t seen a huge amount of snow yet this winter, but we know it’s coming! We want to […]
