COVID-19: Auto-Owners Insurance & Furloughed Payroll 05/01/2020 Auto-Owners recognizes that many businesses are in a situation where they are paying their employees furloughed wages, meaning they are doing no work for the business and are not located at the businesses premises. Auto-Owners plans to give consideration to this payroll for their workers compensation, commercial general […]
Consumer Alerts
Protect Your Vacant Property
Simple Steps To Protect Your Vacant Property Because of the COVID-19 pandemic, many businesses are left unattended and vulnerable. During this time, we urge you to take precautions to protect your vacant property & business. Whether it’s your shop, restaurant, bar, school, salon, or even just your second home – vacant properties are a target […]
Flood Insurance FAQs
Each year, it seems we go through the same thing… flooding. And each year, we get a lot of questions about it! Here are a few Flood Insurance FAQs and answers to help you decide what’s best for you and your asset protection goals. What Do I Need To Know About Flood Insurance Coverage Watch […]
Spring Break 2020
Traveling Over Spring Break? It’s almost Spring Break! A peak time of travel is almost here for many individuals and families, and so is the worry of Coronavirus. What if you get sick or hurt on your trip outside the US? Are you covered? Check your health insurance before you leave and learn what […]
PSA: Roof Collapse At Local Farms
Local Farms See Increased Risk In addition to the standard potential for roof collapse after snowfall & ice buildup – many local farmers are at an increased risk. In just the last week, I have learned of two farms (no longer in full operation) that have had building collapses. Barns Sit Empty My father in-law’s […]
After-School Safety
After-School Safety Tips for Parents and Kids Parents, class has been back in session in Minnesota for nearly a month, so you’ve likely already reviewed the basic safety tips for kids who walk or bus to and from school. Those tips, of course, are: Walk with a buddy Stay in well-lit areas Never accept a […]
August 1: Hands-Free Cell Phone Law
Hands-Free Minnesota! Did You Know? Minnesota law will require drivers to put down their phones and go hands-free while driving. The state’s hands-free cell phone law takes effect August 1 and makes Minnesota the 19th state, along with Washington, D.C., to enact laws regarding hands-free use while driving. We at Town & Country Insurance care […]
NEW MN Employer Law Changes Eff. 7.1.19
Minnesota’s New Wage Theft Law This new law amends existing MN state labor laws, and provides for new wage & hour requirements, protections & sanctions. While there has been little publicity surrounding the change, MN Employers are required to be in compliance effective July 1, 2019. Below is a summary of the changes outlined on […]
Are you a Contractor bidding on jobs?
If you’re a Contractor or Sub-Contractor bidding on a job, be sure to ask for a copy of the contract BEFORE submitting your bid. All too often, the contract requirements for insurance are overlooked initially. This can be the difference between a profitable job, or not. When you receive the contract, submit it to your […]
Insurance Premium Scam Alert!
Scammers Are Impersonating Insurance Companies & Agents Recently, a customer of ours was contacted by a scammer who was impersonating an insurance company representative. The scammer insisted the customer’s policy was going to cancel if they did not pay (over the phone) immediately. Thankfully, this raised a red flag with the customer. They contacted their […]
