August 1: Hands-Free Cell Phone Law

Hands Free MN

Hands-Free Minnesota! Did You Know? Minnesota law will require drivers to put down their phones and go hands-free while driving. The state’s hands-free cell phone law takes effect August 1 and makes Minnesota the 19th state, along with Washington, D.C., to enact laws regarding hands-free use while driving. We at Town & Country Insurance care […]

NEW MN Employer Law Changes Eff. 7.1.19

MN Wage Theft Law Update 2019

Minnesota’s New Wage Theft Law This new law amends existing MN state labor laws, and provides for new wage & hour requirements, protections & sanctions. While there has been little publicity surrounding the change, MN Employers are required to be in compliance effective July 1, 2019. Below is a summary of the changes outlined on […]

Reduce Your Auto Insurance Rates

Reduce Your Auto Insurance Rates

What Makes Rates So High? You’ve heard the stories… insurance costs more for males than females; you pay higher rates the younger you are; single people pay more than married couples… And the majority of this is true! This guide will help you understand what factors are considered, and provide tips you can use to reduce your […]

Father’s Day

Fathers Day Blog

Time to Honor Dad  With summer drawing near and the weather warming up, Minnesota’s neighborhoods come alive with the sights and sounds of the season: fishing boats, pontoons, lawnmowers, power tools and backyard barbecues, to name a few. For many people, those things all bring to mind one specific person: Dad. And since Father’s Day […]

Insurance After HS – A Short Guide To Protecting Your Stuff

Insurance After HS – A Short Guide To Protecting Your Stuff

Insurance after high school… You did it. You graduated. Now life begins! Along with these new beginnings come new responsibilities – college, trade school, full-time jobs, renting, owning homes & cars, medical bills, etc. So what do you REALLY need to worry about right now? Let’s figure it out! Could any of these scenarios apply […]

What is a paramedical exam?

What is a paramedical exam?

What is a paramedical exam? If you have ever applied for a Life Insurance policy, then you may have heard of a paramedical (paramed) exam. A paramed exam is an exam done by a medical professional and is used to gather data about your medical history and current medical status. They may take measurements, like […]

Make Earth Day Your Everyday

Make Earth Day Your Everyday

Earth Day may officially come around only once a year on April 22, but our world would be a better place if we all took steps to take care of the planet year round. So, we here at Town & Country Insurance put together several ways to both commemorate Earth Day and to live a little […]

Are you a Contractor bidding on jobs?

Are you a Contractor bidding on jobs?

If you’re a Contractor or Sub-Contractor bidding on a job, be sure to ask  for a copy of the contract BEFORE submitting your bid. All too often, the contract requirements for insurance are overlooked initially. This can be the difference between a profitable job, or not. When you receive the contract, submit it to your […]

Insurance Premium Scam Alert!

Scam Alert

Scammers Are Impersonating Insurance Companies & Agents Recently, a customer of ours was contacted by a scammer who was impersonating an insurance company representative. The scammer insisted the customer’s policy was going to cancel if they did not pay (over the phone) immediately. Thankfully, this raised a red flag with the customer. They contacted their […]

Your Puppy Ate WHAT?

Your Puppy Ate WHAT?

It’s not what you are thinking – In fact, I dare say you’d never guess. A few years ago, I brought home Jackson – a lively, mischievous, and adorable blue-heeler puppy! He got along great with the kids, the cats, the chickens, and his older brother Willy. He would also turn out to be a […]